Resources

Money tools we'd recommend to family.

Brokers, savings accounts, budgeting apps, and books we use ourselves. Some links earn us a commission — but our recommendations don't change because of it.

Brokers we trust

Best for beginners

Fidelity

Zero-fee mutual funds, simple UI.

Charles Schwab

Solid app, deep research.

Index investors

Vanguard

Lowest-cost index fund pioneer.

Wealthfront

Robo + tax-loss harvesting.

High-yield savings

Ally Bank

Competitive APY, no fees.

Marcus by Goldman

Strong APY, no minimums.

Wealthfront Cash

High APY with partner banks.

SoFi Money

Spend + save in one app.

Budgeting apps

Best for couples

Monarch

Beautiful, partner-friendly.

YNAB

Steeper learning curve, life-changing.

Copilot

Beautiful native experience.

Rocket Money

Find & cancel forgotten ones.

Calculators & tools

Empower Net Worth

Free dashboard for assets & debts.

Bankrate Mortgage Calc

Estimate payments and amortization.

NerdWallet Retirement

Project savings to retirement.

Portfolio Visualizer

Test asset allocations historically.

Credit & debt

Credit Karma

Track VantageScore + report alerts.

Official report

AnnualCreditReport

Free reports from all 3 bureaus.

Experian Boost

Add utilities & rent to your report.

Undebt.it

Snowball/avalanche tracking.

Learn investing

Index investing

Bogleheads Wiki

The gold-standard community guide.

Morningstar

Ratings & analysis on funds/ETFs.

Investor.gov

Plain-English investing fundamentals.

JL Collins Stock Series

The case for simple index investing.

Books we recommend

The Psychology of Money

Morgan Housel — essential reading.

I Will Teach You to Be Rich

Ramit Sethi — practical playbook.

The Simple Path to Wealth

J.L. Collins — index investing bible.

Your Money or Your Life

The original FI manifesto.